Disclaimer
Persons who access information made available on the
GL Funds AG ("GLFunds") website (www.glfunds.com) via the World Wide
Web agree to the following terms and conditions. Persons who do not accept
these terms and conditions are not permitted to use the GLFunds website.
The information and opinions published on the GLFunds website are provided by
GLFunds exclusively for personal use and for information. GLFunds does not
guarantee that the information and opinions published on the GLFunds website are
correct, complete, or up to date. Although the information provided on the
GLFunds website is up to date at the time of publication, it cannot be
guaranteed that it has not changed since then and is still up to date. Therefore, published information should not
be construed as though the circumstances have not changed since the publication
or since the submission to the respective supervisory authority. Moreover,
information on the GLFunds website is subject to change at all times and
without prior notice. The information on the GLFunds website does not represent
an aid for making decisions in economic, legal, tax-related, or other
consulting issues, and no investment decisions or other decisions should be
made solely on the basis of this information. Advice by a qualified expert is
indispensable and is hereby expressly recommended.
Access limitations based on domicile and investor
category / no public sale
Not all of the collective
capital investment schemes contained othe GLFunds website have been approved
for sale in or from Switzerland; these are expressly indicated on the GLFunds
website. All other collective capital investment schemes, which have not been
approved for sale in or from Switzerland, shall not be offered or publicly sold
in Switzerland.
Accordingly, the collective capital investment schemes that are published on the GLFunds website and which have not been approved for sale in or from Switzerland, exclusively address qualified investors as defined in Art. 10 (3) of the Swiss Collective Investment Schemes Act with domicile in Switzerland. The following are considered to be qualified investors:
a. Supervised financial intermediaries such as banks, securities traders, fund management companies, and asset managers of collective capital investment schemes,
b. Supervised insurance institutions,
c. Entities under public law and pension institutions with professional treasuries,
d. Companies with professional treasuries,
e. Wealthy individuals who directly or indirectly hold financial assets of at least CHF 2 million,
f. Investors who have concluded a written asset management agreement with a supervised financial intermediary (such as a bank, securities trader, fund management company or asset manager of collective capital investment scheme).
g. Independent asset managers and investors who have concluded a written asset management agreement with these, to the extent that:
(i) the asset manager, as financial intermediary, is subject to the Money Laundering Act of 10 October 1997 (GwG) (Art. 2 (3) letter e GwG);
(ii) the asset manager is subject to the code of conduct of an industry organisation that FINMA recognises as minimum standards; and
(iii) the asset management agreement corresponds to the recognised policies of an industry organisation.
The GLFunds website is not meant for persons who are subject to a legal system (e.g. due to nationality, registered office, residence, tax domicile, or other reasons) that, in particular, prohibits publication of the content of or access to the GLFunds website. Persons that are subject to such restrictions are prohibited from accessing the GLFunds website. Moreover, copies, printouts, or data stored on the GLFunds website shall not be made available to the aforesaid persons.
The performance of collective capital investment schemes is subject to constant fluctuation. The past performance of collective capital investment schemes is not indicative of the future value development, and good historical performance is no guarantee of positive value development in the future. The performance information provided does not take any commission or costs incurred in connection with the subscription and redemption of shares into consideration. Such commission and costs have a negative effect on the performance. If the currency in which the performance is shown does not correspond to the investor's reference currency, this results in an additional risk due to exchange rate fluctuations that can have a positive or negative effect on the value of the investment. Potential investors must take note of the fact that investments can involve substantial risks, and the investment value can increase or decrease.
In connection with the collective capital investment schemes, GLFunds may pay third parties or affiliated companies a one-off or recurring fee or receive such from third parties. Moreover, conflicts of interests may exist with respect to the investments made by the collective capital investment schemes.
The
entire content of the GLFunds website is protected by copyright. The
downloading or printing of individual pages and/or subsections of the GLFunds
website is permitted, provided that neither the copyright marks nor any other
legally protected designations are removed. All property rights remain with
GLFunds. The (complete or partial) reproduction, transmission (electronically
or by other means), modification, linking, or use of the GLFunds website for
public or commercial purposes is prohibited without the prior written consent of
GLFunds.
The information published on the GLFunds website does not constitute a
recommendation or an offer or a request to purchase or sell investment
instruments, to perform transactions, or to conclude any legal transactions.
The information and opinions published on the GLFunds website are provided
without any guarantees (neither express nor implied). GLFunds excludes any and
all liability for losses and damage of all kinds, including direct, indirect,
and consequential damages that may arise from the use of the GLFunds website or
the forwarding of any kind of information from the website or from links to
third-party websites or any contact via e-mail from or to GLFunds.